Check an Investment
Verify any investment opportunity before committing money.
Check the regulator register
Confirm the firm and the individuals are authorised.
Search the warning list
Regulators publish known fraudulent addresses.
Treat guaranteed returns as impossible
All investments carry risk.
Refuse to pay withdrawal fees
A fee to release your own money is a red flag.
Seek independent advice
Use a regulated adviser, not the person who introduced it.
Be wary of chat-group recommendations
Social proof can be manufactured.
Start small and test a withdrawal
Early success is not proof of legitimacy.