Verify a Payment Request
Use this before sending money or changing payment details.
Pause before paying
Urgency is a warning sign, not a reason to rush.
Confirm the recipient independently
Call a number you already have, not one in the message.
Check changed bank details
Treat any change of account details as high risk.
Match the request to a real invoice or agreement
Unexpected requests deserve extra scrutiny.
Use protected payment methods
Avoid gift cards, crypto, and direct transfers to strangers.
Ask a second person
A second opinion catches what urgency hides.